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Personal · Optimal Tier

Credit Line Package — Optimal

Balanced credit-building bundle — tradelines + repair guidance.

What's included

  • 2 primary tradeline placements (up to $25K each)
  • FCRA dispute filing on up to 3 items
  • Quarterly credit monitoring (90 days)
$795/ package
7 spots open
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  • ✓ Posts via our credentialed data-furnisher channel
  • ✓ 24–48 hour reporting to Experian, Equifax, TransUnion
  • ✓ Full refund if it doesn't post within the window
  • ✓ Crypto · card · ACH accepted

About this package

Balanced mid-tier package: two primary tradeline placements (up to $25K each) paired with FCRA dispute filing on up to three items currently dragging your score. Includes 90 days of quarterly credit monitoring across all three bureaus so you can verify each posting and each dispute outcome. Best for clients with one or two derogatory items they want challenged AND a need to add fresh positive history at the same time. Tradelines post 24–48 hours, disputes file within 24 hours and run on the bureaus' standard 30-day investigation cycle. Refund covers both tradeline placements; dispute labor is non-refundable once filed (industry standard).